Terms and Conditions

Welcome to Skreppa!

1. Contracting Parties

1.1. The Skreppa App (hereinafter the “App”) is developed and operated by Endurgjald ehf., reg. no. 640725-0950 (hereinafter “Skreppa”).

1.2. These Terms of Use apply solely to the use of the App and govern the contractual relationship between Skreppa and the user of the App (hereinafter the “User”). The App is available for download from Google Play Store and Apple App Store. By accepting these Terms of Use, the User agrees to comply with them when using the App.

1.3. The App serves, among other things, as a tool to record driving activity and calculate tax‑free mileage reimbursement for the use of a private vehicle on behalf of an employer.

2. Purpose of the App

2.1. The purpose of the App includes the following:

2.1.1. To enable Skreppa to collect information about the User’s driving through the App. Using the User’s mobile device sensors, the App receives data on the User’s trips. This data is used to calculate the distance travelled as well as the starting and ending points of each trip. The information is then used to calculate the User’s tax‑free mileage reimbursement according to applicable collective agreements.

2.1.2. To provide the User with access to information regarding the length of trips and other data necessary to determine the correct reimbursement.

2.1.3. To grant the User access to trip data recorded on behalf of different entities through driving reports.

2.2. Through the App, the User will have access to various information and data regarding recorded trips. Separate terms govern electronic communication and data delivery.

3. Authentication and Validity

3.1. Registration and login to the App are completed using electronic identification. Login remains valid until the User manually signs out. Signing out requires the User to log in again using electronic identification.

3.2. These Terms of Use take effect when the User accepts them in the App and begins using the App.

3.3. If the User violates these Terms, misuses the App, or misuses information contained within it, Skreppa may suspend the User’s access to the App.

4. User Consent to Skreppa’s Authorizations

4.1. The User authorizes Skreppa to retrieve accessible information from the National Registry upon login using electronic identification, and at other times when the App is used, such as in the event of a damage report.

4.2. The User authorizes Skreppa to retrieve information from the Vehicle Registry of the Icelandic Transport Authority regarding vehicles registered to the User, whether as owner or operator.

4.3. The User authorizes Skreppa to send notifications to the User based on the User’s preferences in the App.

4.4. The User authorizes Skreppa to receive non‑personally identifiable information through the App regarding the User’s driving, using the sensors of the User’s mobile device. These include location and movement sensors.

4.5. The User authorizes Skreppa to receive aggregated driving information, including total monthly mileage and total number of trips. Skreppa uses this information to calculate the User’s monthly tax‑free reimbursement according to union regulations.

4.6. The User authorizes Drivequant (“DQ”), Skreppa’s partner, to receive trip data necessary to assess and calculate reimbursement based on variable factors. DQ provides telematics and IT services; its calculations are based on its proprietary solution. Trip data is transmitted directly from the User’s mobile device to DQ in non‑personally identifiable form.

5. Obligations of Skreppa

5.1. Skreppa’s obligations include:

5.1.1. Providing the User with access to the App and displaying information about their trips and driving.

5.1.2. Ensuring the User receives clear information about their monthly reimbursement entitlement.

5.1.3. Responding promptly to technical errors that arise in the App.

5.1.4. Providing clear justification for reimbursement calculations upon the User’s request.

5.1.5. Ensuring that personal data is not used for purposes other than those stated in Skreppa’s Privacy Policy.

6. User Obligations and Responsibility

6.1. The User must ensure that personal data is not accessed by unauthorized parties and must notify Skreppa if they believe such access has occurred.

6.2. The User must lock their mobile device when not in use and use a passcode, fingerprint, or facial recognition to prevent unauthorized access.

6.3. The User must remove the App and all related data from their device if the device is sold or no longer in use.

6.4. The User must inform others that the device contains an app that records trips, particularly when travelling as a passenger in a vehicle not associated with Skreppa’s trip logging.

6.5. The User must keep their device updated with the latest security updates.

6.6. The User bears full responsibility for their use of the App and for ensuring that their driving complies with applicable laws and regulations.

7. Trip Measurement

7.1. The App measures trips using:

7.1.1. An accelerometer to detect motion and determine when a vehicle begins moving.

7.1.2. A GPS sensor to determine routes, duration, and trip start/end timestamps.

8. Data Collection, Security, and Storage

8.1. Trip data is transmitted in encrypted, non‑personally identifiable form from the App to DQ, which automatically calculates the User’s driving score for each trip and overall.

8.2. DQ cannot identify the User from the data. Driving data is then sent back to the App, after which Skreppa receives the trip details forming the basis for variable reimbursement.

8.3. Skreppa does not store trip data in its internal systems. All data transfer is encrypted, including data stored with Skreppa’s service providers. Trip data is stored on the User’s device, protected by the device’s security features. These include trip history and trip‑level driving scores.

8.4. Due to the nature of Skreppa’s services—including reimbursement calculations and claims management—Skreppa must process various personal data. Detailed information on data processing, retention, and rights under privacy law is provided in Skreppa’s Privacy Policy.

9. Intellectual Property

9.1. Skreppa owns all intellectual property rights related to the App, except for the intellectual property rights of DQ’s integrated solution.

9.2. The App may not be modified or copied in any form.

10. Liability Disclaimer

10.1. Skreppa is not liable for the User’s use of the App or any damages arising from such use.

10.2. Skreppa is not liable for damages arising from ignorance, misunderstanding, misuse, or unauthorized use by the User or third parties, nor for damages resulting from incorrect actions taken under the User’s identity.

10.3. While the App is generally available at all times, Skreppa cannot guarantee uninterrupted access. Temporary outages may occur due to updates, maintenance, service interruptions, or comparable events. The same applies to interruptions in data transmission between the User, DQ, and Skreppa. Skreppa will provide advance notice where possible for planned outages.

10.4. Skreppa cannot guarantee that all trips will be recorded due to variations in network quality, technical failures, or the device being unable to connect to the network.

11. Changes to Terms of Use

11.1. Skreppa may amend these Terms at any time. Amendments that benefit the User take effect immediately. Amendments that impose obligations on the User take effect with 14 days’ notice and always at month‑end.

11.2. Notices are provided through the App, Skreppa’s website, email, or other electronic means.

12. Jurisdiction and Governing Law

12.1. These Terms are governed by Icelandic law.

12.2. Any dispute arising from these Terms shall be brought before the District Court of Reykjavík.

13. Effective Date

13.1. These Terms enter into force on 1 October 2025.